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GonzoBanker Blog

A collection of observations, ruminations, predictions and random thoughts from Cornerstone Advisors

What SECURE 2.0 Means to Financial Institutions

Emergency savings accounts can lead to opportunities for banks and credit unions to help customers...

That Pesky Intern

The truth stings when it comes to transformation We now join a special GonzoBanker “look behind the...

The Horizontal, Embedded 2023 Technology Plan

“It’s supposed to be automatic, but you have to push a button.” —John Brunner Back in the day, when...

The 2022 GonzoBanker Awards

OK, a show of hands. Who saw 2022 coming and accurately predicted the headlines?

ATM-as-a-Service – A Strategic Step on the Transformation Journey?

Moving from a traditional CAPEX model to an “as-a-service” OPEX model could be the key to...

The Crypto Brat Pack Just Earned Themselves Regulation

Now is the time for bankers to engage lawmakers in how the crypto and digital asset market shapes...

Will Bank Wealth Managers Miss the Golden Opportunity?

New approaches to talent and technology are needed to address changes in the wealth management...

How Smaller Financial Institutions Can Make the New Fed Debit Card Regulation a Win for Customers

It’s time for innovative banks and credit unions to redesign checking — fast. In early October, the...

Nubank: One High-Growth Disrupter

It might be time to brush up on our Portuguese, take a trip to São Paulo, and ask Nubank, “O que é...

You’ll Have to Open Your Checkbooks if You Want Consumers to Change Banks

Bankers are obsessed with discovering the “secrets” of getting consumers to change banks, while...