When your story is supported by independent, third-party data and analysis, it carries more weight with bank and credit union executives.
Over the years, Cornerstone Advisors has built a “vendor neutral” reputation among financial institutions. This means our commissioned research provides fintech firms and software solution vendors with studies that are deliberately unbiased, adding credibility to your messaging.
Position your firm as a thought leader in the market with a customized study from Cornerstone Advisors.
An exploration of 3,000 U.S. consumers’ use of, experience with, and attitudes toward overdraft protection services and with overdraft activity on their checking accounts...
2022 Mobile Deposit Benchmark Report
A detailed reporting of customer experience rankings for top U.S. retail banks and credit unions, including an analysis of the competitive best practices and gaps in these institutions' mobile deposit readiness...
The Embedded Finance Flywheel
Download this report to learn how financial products can help brands generate millions in revenue and increase customer loyalty...
Leveraging the Cloud to Accelerate Digital Transformation
This report outlines the struggles FIs face relative to cloud technology and explores keys to a successful cloud-based digital transformation strategy...
2022 Digital Banking Performance Metrics
This report provides a framework to help bank and credit union executives better measure and manage their digital investments, channels, and operations...
Selecting an Open Banking Data Aggregation Vendor
A guide to help financial institution and fintech executives make smart choices for their data acquisition, utilization, and analytical solutions...
Creating a Fintech Subscription Engine
New research from Cornerstone Advisors presents insights and solutions to address the revenue recession driven by declining fee income and waning interchange income...
Counterattack: Banks’ Field Guide to Fintech Disruption
Learn why banks should take fintech disruption seriously and how they can counter five specific competitive threats to be better positioned to win...
The Payments Modernization Imperative
As FIs' payments revenue streams are threatened by industry trends that their digital transformation initiatives fail to address, success depends on modernization of their payments infrastructure...
Banking as a Service: Banks' $25 Billion Revenue Opportunity in Fintech Banking
There's a huge revenue opportunity for banks to provide BaaS with the help of third-party technology companies ...
Open Banking and APIs: Strategies for Mid-Size Financial Institutions
APIs are today’s best tools for creating connectivity and data sharing. This report shows banks and credit unions how to build, manage and deploy ...
The Small Business Digital Account Opening Imperative
To stay relevant, community financial institutions must meet rising customer and member demand for superior ...
The State of the Union in Bank-Fintech Partnerships
Fintech partnerships are falling short of financial institutions’ objectives. Here are some new approaches to reverse the trend.
Cultivating a Digital Lending Ecosystem Strategy
Learn how to boost profitability by embedding lending products into the digital ecosystems your customers already use.
The Definitive Guide to Potentially Misunderstood Fintech Trends & Terms
This mega guide will quickly become your go-to resource for a data-driven view of what’s happening in fintech.
The Human + Digital Challenge in Banking: Consumers Want Both
Discover why banks must utilize tech that works in harmony with human interactions.
Going Green: The Climate Change Opportunity in Banking
A new study of U.S. consumers demonstrates significant opportunity for banks and credit unions to win business and gain a competitive advantage by ...
Improving the Loyalty of Mortgage Borrowers
Research-backed strategies for building long-term relationships with every customer or member.
Modular Banking: Delivering Innovation Without Touching the Core
An exploration of how mid-size banks and credit unions can leverage modular banking to compete with larger financial institutions and…
Embedded Fintech: How Mid-Size Financial Institutions Can Jumpstart New Product Innovation Through Fintech Partnerships
Ron Shevlin Says "Stop Installing Escalators on Horse Buggies"
Competing with Google Plex and the Digital Banks: How Community-Based Financial Institutions Can Regain Their Mojo
New research on the changing consumer behaviors and attitudes that threaten community-based FIs.
Migrating to the Cloud: Strategies for Mid-Size Financial Institutions
Only four in 10 mid-size financial institutions have invested in or deployed cloud computing. Learn the benefits of cloud migration…
Don’t Abandon Me: Reducing Friction in Online Account Opening with Digital Identity Verification
Industry trends in account origination, where abandonment occurs, and how to reduce friction with digital identity verification – to help…
2021 Mobile Deposit Benchmark Report
Fifth annual customer experience rankings for 20 top retail banks and credit unions
Americans’ Shadow Financial Lives
Learn how consumer behavior that evades observation affects incumbent financial institutions.
Digital Sales: Benchmarks & Best Practices for Financial Institutions
A mature digital sales process separates the leaders from the rest.
The Lifetime Value of a Student Loan Refinancing Relationship
Learn about the market opportunity for student loan refinancing as well as the appetite for cross-selling to these borrowers.
The Reacquisition Imperative
An exploration of why financial institutions must reacquire customers through digital engagement.
Credit Modeling and the Need for Speed: The Case for Advanced Technologies
Industry benchmarks and real, actionable guidance for using advanced technologies and data to bring agility and accuracy to your lending.
Commercial Loan Origination Systems – A Three-Part Series
With the help of these in-depth reports, financial institutions will be able to evaluate, select and implement a commercial LOS…
The Cloud On The Horizon
Learn how your financial institution can overcome cloud challenges and implement an enterprise-wide cybersecurity initiative.
Embedded Compliance: A New Approach to Containing Rising Compliance Costs and Improving Results
Done correctly, embedding compliance can reduce the need for adding layers of staffing to “inspect in” data quality.
The $370 Billion Small Business Opportunity for Banks
This report identifies the revenue opportunity in small business accounting and payments services.
Improving Financial Services for Women
What can – and should – financial institutions do to improve the delivery of financial services to women?
2020 Mobile Deposit Benchmark Report
Learn about changes in mobile deposit CX from 20 of the largest financial institutions in the United States.
The Roadmap to Personalization in Banking
Personalization has become an accepted strategy but the practice in banking reveals three dilemmas facing financial institutions.
How Top Performers Get Maximum Impact From ECM
How do leading financial institutions deploy enterprise content management (ECM) for optimal business impact and what is the incremental impact…
Accessorizing the Checking Account
There is a strong demand for value-added services with checking accounts.
Five Mistakes to Avoid in Digital Account Opening
Achieving a "friction-free" digital account opening process may be harder than it looks.
Making Marketing Strategic
How marketing can improve its strategic contribution in mid-size financial institutions
The Future-Ready Chief Lending Officer
How emerging technologies are shaping lending and shifting management priorities in community markets.
The Impact of the Platform Economy on Financial Services Marketing
Discover the three challenges financial institutions must overcome to achieve platform success.
The Inevitable Journey to the Cloud in Banking
A look at cloud computing adoption in banking, objections to cloud computing, and why a journey to the cloud is…
Digitizing Sales: How Digital Technologies Will Replace or Support Offline Sales
A successful digital sales strategy will require a shift in an institution’s culture from one that is underwriting-driven to one…
Point-Of-Sale: The New Battleground for Bank Marketers
Inbound and outbound marketing techniques often fail to engage consumers during the product researching, shopping and buying activities in which…
Fintech Adoption in the United States: The Opportunity for Banks and Credit Unions
Although many industry observers believe fintech startups will ultimately drive established institutions out of the market, there is an alternative…
The Lifetime Value of a Student Loan Relationship
Although the overall lifetime value of a student loan borrower depends on cross-sell success, over a 10-year period, one borrower…
The Bottom-Line Impact of Credit Union Loan Participations
By deploying 10% of excess capital in loan participations, credit unions could boost return on assets (ROA) by nearly 50%…
Debunking Cybersecurity Myths
Five key misconceptions bank and credit union CEOs need to overcome to effectively manage, measure and educate employees and board…
Digital Identity in Banking: What CEOs Need to Know About Best Practices and Future Directions
Banking technology developments in digital identity management; best practices in digital account opening and authentication; and forces shaping digital identity…
Reinventing Consumer Loans
Despite lending market share gains by credit unions, community banks and credit unions aren't winning their fair share of Millennials'…
Using Mobile Location Data to Improve Bank Marketing Results
Mobile location data is more than just knowing where someone is. Creating behavioral location trajectories can enhance FIs’ marketing effectiveness.
The Future-Ready Commercial Bank
This report provides a roadmap, benchmarks, and recommendations for making commercial banking processes future-ready for 2018 and beyond.
Reinventing Checking Accounts
Your financial institution's checking account strategies must evolve to survive in the new subscription economy.
The Platformification of Banking
In this white paper commissioned by Avoka, a new business model emerges: the platformification of banking.
Playing Smarter, Not Bigger: How Small Credit Unions Compete on Efficiency
Is this a good time to be a small credit union? Not everyone thinks so. Maybe for good reason. Between…
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