<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1490657597953240&amp;ev=PageView&amp;noscript=1">

Research Report 

Solving BaaS Ledger Reconciliation Challenges 

Banking-as-a-Service (BaaS) has unlocked new opportunities for innovation, embedded finance, and customer growth, but behind the scenes, many banks are struggling to keep the ledger straight. This exclusive report, authored by Cornerstone’s Ron Shevlin and commissioned by Matera, reveals the six critical ledgering challenges sponsor banks face today. Download it to learn how the Digital Twin, a newly emerging solution, delivers real-time visibility and control – without a core overhaul. 

Solving-BaaS-Ledger-Recon-Challenges_Matera_COVER_445x576

What You’ll Learn in This Report

• The true cost of ledgering failures
• Why legacy cores are holding BaaS banks back
• How reconciliation gaps expose banks to fraud and regulatory scrutiny

• Four key trends that will shape the future of BaaS ledgering 

Report Stats At a Glance

62%

 

of surveyed banks cite compliance and regulatory complexities as a very challenging aspect of implementing and scaling BaaS programs.

12%

 

of banks are considering a BaaS strategy in 2025, while 12% have ruled it out.

35%

 

of BaaS banks host account holder balances and transactions on their core system.

Ready to See Real Results With Your Financial Institution?

Solutions from Cornerstone Advisors

Cornerstone Advisors Technology Transformation - Image 2-min

Technology Transformation

 With the right core, digital and other systems, you can compete, thrive and better serve customers and members. Our Technology Transformation services range from helping financial institutions select and implement new technology systems, optimize the systems they already have for maximum performance, as well as help your organization develop a technology roadmap to determine the state of your current technology and what you need to become future ready.

Learn More
Favicon Cornerstone Adivsors

About Cornerstone Advisors

For over 20 years, Cornerstone Advisors has delivered gritty insights, bold strategies and data-driven solutions to build smarter banks, credit unions and fintechs. From technology system selection and implementation to contract negotiations, vendor management, performance improvement programs, strategic planning, merger integration and enterprise program management, Cornerstone combines its expertise with proprietary data and research to help financial institutions thrive in today’s challenging environment. For more information, visit www.crnrstone.com, connect with us on LinkedIn and Youtube, and subscribe to GonzoBanker® for our opinionated take on all things banking.