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GonzoBanker Blog

A collection of observations, ruminations, predictions and random thoughts from Cornerstone Advisors

Technology Considerations in Commercial Lending Transformations

As many community banks focus on growing their commercial lending businesses, many are embarking on...

The Great Vendor Free Ride

“Nobody’s winning at this kind of game We’ve gotta do better, it’s time to begin You know all the...

What’s Up With ITMs?

A Shift in the Bank Vendor Landscape for Card Processing

The card processing landscape experienced significant changes in 2017, and this shift in players...

PayPal Pivots in Response to Heat from the ‘Pays’

Are mobile wallets a threat to PayPal’s online payment dominance? In the past two weeks, PayPal has...

The 3 Dimensions of Bank Delivery Channel Management

Understanding their Return on Channel arms bank executives with the insight to better manage...

Slow Times at Ridgemont: Three Questions About Traffic Change

Happy New Year, GonzoBankers! I can’t take credit for starting a trend when I chose to spend more...

Are Video Teller Machines the ‘Branch of the Future?’

The lowly ATM has been sitting in the corner for the last couple of decades, quietly doing its job....

The Payments Stress Test Somebody in the Bank Should Run

An unfortunate turn of debit card events is happening for financial institutions unregulated by the...

Managing Bank Regulations: Are You a Dodo or a Cockroach?

Remember the toy, Spirograph? You probably had one when you were a kid. If you used the Spirograph...
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