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Brandi Gregory

Leave My Interchange Alone!

The Fed’s proposed change to the Durbin Amendment could mean big losses in payment card interchange income for financial institutions. This week marks the 10th anniversary of the Durbin Amendment (Regulation II) to the Dodd-Frank law that went into effect on Oct. 1, 2011. It is a momentous occasion that we will all celebrate … NOT.

FIS/Worldpay Agree to Combine: So What?

Game-changing mergers like the just-announced FIS/Worldpay agreement and the January Fiserv/First...

Fiserv to Buy First Data in the Biggest Fintech Acquisition of 2019

Fiserv acquiring First Data Corporation is a huge deal in the world of fintech acquisition. This...

Payments PIN Network Mistakes That Cost Financial Institutions Big Bucks

In the ever-changing world of payments, the gritty details in vendor PIN network contracts matter –...

Is Lumin a Smartphone Moment, or Just Another Flip Phone?

As with any new technology, it all comes down to the execution.

5 Payments Themes Bankers Need to Watch in 2018

“I put a dollar in one of those change machines. Nothing changed.” —George Carlin It’s November....

A Shift in the Bank Vendor Landscape for Card Processing

The card processing landscape experienced significant changes in 2017, and this shift in players...

The Payments Stress Test Somebody in the Bank Should Run

An unfortunate turn of debit card events is happening for financial institutions unregulated by the...