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Miriam Cross

5 things to keep in mind when choosing a core banking system

A slew of "unbundled" and "next-gen" cores, many of which come from overseas, are competing for market share in the U.S., promising cloud-native, digital-first and application programming interface-friendly environments, said Brad Smith, who leads Cornerstone Advisors' Transformation Services line.

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Neobank for 62+ crowd touts early Social Security withdrawals

The primary way Charlie will make money is by interchange fees. Mary Wisniewski, editor at large at Cornerstone Advisors, notes that other neobanks are showing that is not a path to profitability.

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Appetite for expanded FDIC insurance is strong. Will it last?

IntraFi is recognized as the pioneer of reciprocal deposits. It has about 2,800 banks in its network. "It is the 800-pound gorilla in this space," said Tony DeSanctis, senior director at Cornerstone Advisors.

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Neobank aims to crack the code of finance for freemasons

"Fraternal and religious organizations, labor unions — these people have common interests," said Sam Kilmer, managing director at Cornerstone Advisors. These ties "can be powerful because they are emotional."

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