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Joe Ganzelli

Is Small Business Lending Facing a ‘Moment of Reckoning?’

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. In a recent American Banker article, former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities?

Technology Considerations in Commercial Lending Transformations

As many community banks focus on growing their commercial lending businesses, many are embarking on...