by Tripp Johnson The cool evenings and mild daytime temperatures are quickly disappearing in the valley of the sun. Our beloved Phoenix Suns are 0-2 against the Spurs in the NBA playoffs and if you were to walk into any financial institution in the Phoenix area and inquire about a mortgage … the reaction is comparable to screaming fire in a crowded movie theatre. Consequently, if I seem a little cynical this week (well – okay, more cynical than usual), I felt a little justification was in order.