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Financial services media outlets frequently look to Cornerstone subject matter experts for insights and analytics on current industry issues.

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Digital Banking

Time To Focus On 'Family Digital Wallet'

Digital Banking. Aug 22, 2023 Family digital wallets extend credit unions' reach and ability to attract new customers and win over young credit union members, said Tristan Green, director at Cornerstone Advisors.

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The First Considerations in a Bank-Fintech Partnership

Fintech. Digital Banking. May 10, 2023 Ron Shevlin, chief research officer at Cornerstone Advisors, cites USAA as an example of what it means for a bank to have a strong digital strategy. When it comes to financial technology, a successful strategy begins before thinking about specific technologies or even using the word “technology,” Shevlin says.

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Fintechs Offer Many Opportunities for Banks. But How Do You Decide?

Fintech. Digital Banking. May 9, 2023 Cornerstone Advisors’ annual “What’s Going On In Banking” survey of community banks found this year that 55% of respondents didn’t partner with a fintech startup in 2022; 20% had partnered with one fintech; 16% with two and the rest with three or more.

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Liberty Bank launches digital bank for small businesses

Small Business. Digital Banking. Bank Innnovation. Apr 17, 2023 Small business banking "is in some respects the last frontier for financial institutions," said Vincent Hui, managing director of Cornerstone Advisors. "With neobanks being more established in the consumer space, the opportunity is right for forward-thinking institutions to attack this space before all the other me-toos."

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New strategy for old bank: All-digital and 'pro-America'

Strategy. Digital Banking. Mar 25, 2023 "I struggle to understand the unique banking needs of people who care about patriotism and freedom," said Ron Shevlin, chief research officer at Cornerstone Advisors. "I see the value of a niche strategy, but this niche I don't get at all."

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Upbeat on Growth, M&A and Digital Efforts

growth analytics. Digital Banking. Mar 10, 2023 A recent Wipfli study found that 43% of banks plan to start offering services like crypto this year. Bankers surveyed for Cornerstone Advisors' What's Going On In Banking 2023 tell a different story, with just 1% of community banks and 5% of credit unions planning to add crypto services this year.

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Big banks' proposed digital wallet payment system likely to fail

banks. Digital Banking. Cards & Payments. Jan 26, 2023 The growth of mobile app providers like PayPal and Square’s Cash App has created additional competition for traditional financial institutions, according to a study done last year by Cornerstone Research.

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What's Going On In Banking

Digital Banking. Jan 24, 2023 Hosted by Ron Shevlin, get the latest in banking, finance, and fintech with insights and commentary from industry leaders.

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Bank Of America’s And Chase’s Digital Wallet Is DOA

Digital Banking. Jan 23, 2023 With the recent announcement from Goldman Sachs that it lost more than $1 billion on the Apple credit card, you have to wonder if Bank of America, Chase, and Wells are really all that worried about the Apple Card.

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Digital-only Alliant Credit Union overhauls account-opening

Digital Banking. Accounting & Finance. credit union. Jan 7, 2023 "There's very few implementations of an omnichannel solution that are done big bang, [but rather] they're almost always implemented piece-by-piece," said Jim Burson, managing director at Cornerstone Advisors.

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