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GonzoBanker Blog

A collection of observations, ruminations, predictions and random thoughts from Cornerstone Advisors

Banks Should Make 2024 a True ‘Year of Digital’

Banks and credit unions won’t find a perfect digital vendor. What they can find is the right partner to fulfill their strategic needs. 2024 will prove to be a remarkably busy year in the digital space, when many financial institutions will make near-life-or-death choices about the future of their...

The Holy Quest for CRM in Anytown, USA

Once upon a time, First Southern Farmers, Merchants & Community Bank & Trust (or FSFMCBT, for...

Where Does Chime Go From Here?

While valuation at many fintechs has dropped since 2022, Chime has bucked the trend. Is it ready...

How To Lend More to Small Businesses

Small business owners face a credit crisis—and the problem is even worse for minorities. There is a...

A Letter to Bank and Credit Union Software Vendors

Dear bank and credit union software vendors, Mea culpa. Years ago, when I was a chief product...

36 Hours at Fintech Meetup: Three Themes from the Las Vegas Event

It happened this week: Fintech Meetup, one of the newer trade events that brought 4,000 or so...

Scale Matters … But Smart Matters More

While growth and scale are helpful, bank leaders need to dive deeper into enterprise performance...

Small Business Lending Is Crucial in Fighting the Deposit Wars

The right talent and tools can equip bankers to take advantage of opportunities in the small...

Game Theory Can Teach Bankers How to Be Smarter Negotiators

“The most powerful weapon in chess is to have the next move.” -David Bronstein, chess world finalist

Acquire or Be Acquired 2024: A Race to Perform … and Earn the Right to Transform

Turn up “Whole Lotta Love” and let the pure adrenalin rush of Jimmy Page’s intro accompany this...
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