Cornerstone Research

Our data-driven research offers clients actionable insights and an independent perspective that is unrivaled in the industry.


Commissioned Research

Let Cornerstone customize research efforts to your specific objectives. It’s a known fact, that independent research from a third-party source builds credibility and can be a valuable tool in educating the market.

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Cornerstone Research

Our industry-renowned research, reports, and studies are fueled by the knowledge from our daily engagements with banks and credit unions and can be licensed to facilitate industry outreach.

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Commissioned Research

The Lifetime Value of a Student Loan Relationship

Although the overall lifetime value of a student loan borrower depends on cross-sell success, over a 10-year period, one borrower…

The Bottom-Line Impact of Credit Union Loan Participations

By deploying 10% of excess capital in loan participations, credit unions could boost return on assets (ROA) by nearly 50%…

Debunking Cybersecurity Myths

Five key misconceptions bank and credit union CEOs need to overcome to effectively manage, measure and educate employees and board…

Digital Identity in Banking: What CEOs Need to Know About Best Practices and Future Directions

Banking technology developments in digital identity management; best practices in digital account opening and authentication; and forces shaping digital identity…

Reinventing Consumer Loans

Despite lending market share gains by credit unions, community banks and credit unions aren't winning their fair share of Millennials'…

Using Mobile Location Data to Improve Bank Marketing Results

Mobile location data is more than just knowing where someone is. Creating behavioral location trajectories can enhance FIs’ marketing effectiveness.

The Future-Ready Contact Center

Size and technology play a role in future-readiness, but six practices distinguish leaders from the rest of the pack.

The Future-Ready Commercial Bank

This report provides a roadmap, benchmarks, and recommendations for making commercial banking processes future-ready for 2018 and beyond.

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Cornerstone Research

Cornerstone Performance Report for Credit Unions 2018 | 2019 Outlook

Extensive revenue, spending, staffing and performance benchmarks from a survey of 43 credit unions with assets of $400 million to $8 billion

10 Questions to Ask Before Making a Tech Investment

The data processing system market is in a state of flux. But despite the reality of product sunsetting, technology obsolescence…

What’s Going On in Banking 2018

Now in its fifth year, Cornerstone Advisors’ annual What’s Going On in Banking study surveys senior executives at community-based financial…

2017 Cornerstone Performance Report

In Cornerstone's recent peer benchmark study, we surveyed 48 banks with median assets of $3.1 billion and uncovered some rather…

Breaking the Conditioned-Response Habit in Your Vendor Relationships

More and more banks and credit unions are finding themselves dissatisfied with their card processors. But is the problem really…

Accelerating Merger Earnings Through Vendor Contract Negotiations

Expedite Post-Acquisition Earnings through Vendor Contract Negotiations Post-merger, bank executives will begin to feel the pressure to deliver on the…

Unlocking Operating Efficiency in Mergers

Mergers and acquisitions in the mid-size banking market are fueling a renewed quest to achieve efficiency ratios below the magic…

Drawing Back the Curtain on Vendor Pricing for Core Processing

WHO SHOULD READ THIS Senior bank and credit union managers who want to better understand the dynamics of vendor contracts…

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