Category Post Style 3
Zillow and Credit Karma Move Deeper Into Mortgages
The deals are about vertical integration and business model change (and conflict).
Highlights and Recommendations from the Treasury’s Report on Fintech
A look into the consumer data, payments, lending, and regulatory sandbox sections.
Chase’s Finn is a Threat to Banks and Credit Unions
Digital banks are a threat to traditional FIs because consumers are "accessorizing" their checking accounts.
Venmo Launches a Debit Card, Is Zelle the Response?
A Venmo debit card means more deposit displacement to banks and credit unions.
Guess Who Holds the Most Blockchain Patents?
I'm afraid you'll have to read the post to find out the answer to the question.
House-Poor Families and Long Commutes
The Case-Shiller 20 City Home Price Index has reached pre-crisis levels.
The Cultural Differences Behind Megabanks’ and Smaller FIs’ IT Spend
As a % of assets, megabanks spend twice as much as mid-size banks.
Will Square Threaten Banks to Be Consumers’ Primary Bank Account?
Square's success means that banks must find ways to preserve revenue sources.
Is It an Apple Co-Branded Card or a Goldman Sachs Co-Branded Card?
The press attention to this non-announcement is way out of line with its potential market impact.