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What's Going On
In Banking 2022

A "revenue recession" has been building in the U.S. on three fronts:

• The payments displacement effect
• The coming mortgage revenue drop
• The overdraft fee free-fall

Some banks and credit unions 'get it.' Among banks, the gap between those most concerned with costs/expenses versus non-interest income has closed over the past few years. Among credit unions, non-interest income has been cited as a concern by more execs than those citing expenses. For both types of institutions, this is a big shift from 2020.

Steve Schnall of Quontic Bank and  Eric Sprink of Coastal Community Bank join Cornerstone Advisors' Ron Shevlin and Steve Williams to discuss findings in this year's comprehensive guide. 

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