Kim Swenson joins Cornerstone Advisors as a Senior Director in Payments and Contract Negotiations.  Kim has 13 years of management consulting experience leading projects in retail banking and payments for companies including VISA, Bank of America and Scotiabank.  Early in her career, Kim was a bank consultant at Accenture.  There, she worked in the Financial Services Strategy Practice specializing in retail banking and payments.  After 8 years she moved on to Hitachi Consulting.  In 2013 she joined American Savings Bank as VP, Card and Consumer Loan Product and Marketing Manager.  Most recently she spent time at Wells Fargo as the VP, WFVC Strategy & Analysis.  Kim has her BA in Public Policy from Duke University.