Bob Roth leads Contract Negotiations and Payments for Cornerstone Advisors. Bob has negotiated hundreds of contracts with industry vendors resulting in measurable expense reductions, service improvements, and professional relationships for clients. He has helped clients realize millions of dollars in value by winning pricing at market or better. Prior to Cornerstone, Bob was chief information officer of a midsize bank. Cited often in the industry press, he is an active GonzoBanker contributor. Bob is a graduate of Baker University. He stays Gonzo through his passion for his family and ranch, both which keep him from taking himself too seriously.