Ryan Rackley specializes in contract negotiations, mergers, payments, branches, and technology at Cornerstone Advisors. He helps clients reduce vendor costs through effective contract negotiations and increase non-interest income through payments revenue generation. With 20+ years of experience in the financial sector; Ryan produces results for clients by leveraging his experience and knowledge including actively negotiating hundreds of vendor contracts for financial institutions, merger and acquisition negotiations, branch of the future planning, technology strategy planning, card operational optimization, and technology selections.

Cited often in the industry press and a regular author to GonzoBanker and Cornerstone whitepapers; Ryan is a sought-after speaker at national conferences including ABA, American Banker, CardForum, and Acquire Or Be Acquired. Ryan stays Gonzo through family, golf, mountain biking, and hiking.