Joel Pruis specializes in commercial lending, small business lending, and performance improvement at Cornerstone Advisors. He has helped numerous financial institutions re-engineer their commercial and small business lending. Joel's prior experience includes commercial and small business management at midsize and regional banks as well as consulting leadership at Baker Hill and Experian. He is a graduate of Calvin College and Indiana Wesleyan University. Cited in several national publications and a regular contributor to GonzoBanker, he has presented at several national events including those by American Banker and CUES. Joel stays Gonzo through his devotion to his family, Michigan Wolverines and craft beer.