<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1490657597953240&amp;ev=PageView&amp;noscript=1">

Research Report

Monetizing Faster Payments 

Just 11% of financial institutions believe they will be able to monetize business-to-business (B2B) instant payments within the next three years. A mere 6% expect to generate revenue from retail-focused offerings. These are among the findings of new research from Cornerstone Advisors, commissioned by Matera, which reveals ways for banks and credit unions to reimagine faster payments as the backbone for new product lines. Executed well, these tools can be powerful engines to generate revenue across commercial, small-business, and treasury markets. 

250901 MATERA Monetizing Faster Payments

What You'll Learn in this Report

  • How to monetize faster payments to gain value beyond speed 
  • Strategies for building and marketing faster payments as embedded solutions within workflows 
  • Why QR code-enabled instant bill payments are a game changer for receivables 
  • Ways financial institutions can partner with payroll fintechs to create integrated solutions that are stickier than standalone payment fees 

Report Stats At a Glance

70-75%

of all demand deposit accounts are enabled for instant payments, with account-to-account (A2A) transfers being the most-frequently cited use case.

80%

 

of financial institutions are in receive-only mode for instant payments.

11%

 

of institutions believe commercial faster payments will be a revenue-generating profit center in the next few years.

Ready to See Real Results With Your Financial Institution?

Solutions from Cornerstone Advisors

Cornerstone Advisors Technology Transformation - Image 2-min

Technology Transformation

 With the right core, digital and other systems, you can compete, thrive and better serve customers and members. Our Technology Transformation services range from helping financial institutions select and implement new technology systems, optimize the systems they already have for maximum performance, as well as help your organization develop a technology roadmap to determine the state of your current technology and what you need to become future ready.

Learn More
Cornerstone Advisors Performance - Image 2-min

Performance

Cornerstone’s Performance solutions provide a wide range of consulting expertise to help clients identify opportunities to increase efficiency and productivity across their entire organization, whether it’s enhancing the digital experience or optimizing payments. We leverage these services with our proprietary tools, including Performance Vault and Analytics Vault. Armed with unparalleled insider data analytics and benchmarking intel, your bank or credit union will gain the confidence to make sound, data-driven decisions.

Learn More
Favicon Cornerstone Adivsors

About Cornerstone Advisors

At Cornerstone Advisors, our goal is to deliver tangible business impact to financial institutions and fintechs. We know that when institutions improve their strategies, technology, and operations, enhanced financial performance naturally follows. Because we live by the philosophy that businesses can’t improve what they don’t measure, we show banks and credit unions how to use laser-focused measurement to make smarter technology decisions.