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Terence Roche

Terence Roche


A co-founder of Cornerstone Advisors, Terence Roche brings to the firm more than 40 years of experience in bank operations and consulting. Terence has directly managed over 50 System Selection processes and written numerous Technology Plans. He has directed several Organizational Assessments and Process Redesign engagements, and he has performed assessments of corporate and functional job titles and incentive plans. He frequently works with Boards on governance issues.

Terence has been invited to speak before various bank, credit union and vendor conferences. He taught at banking schools for the Bank Administration Institute, America’s Community Bankers and the Credit Union Executives Society. He served as a faculty member of the University of Wisconsin Graduate School of Banking and CUES Management Institute. He is among the authors of The Mid-Sized Bank Study 2002, The Cornerstone Report: Benchmarks & Best Practices for Mid-Size Banks and The Cornerstone Report: Benchmarks & Best Practices for Credit Unions. Terence is a regular contributing author for GonzoBanker, Cornerstone’s well regarded industry blog, and he has been published in numerous banking periodicals, including American Banker, BAI Banking Strategies, Bank Technology News, Independent Banker, and CU Management magazine, a CUES publication.

Prior to founding Cornerstone, Terence was a Managing Director at M ONE, Inc., where he built the firm's highly successful vendor selection practice. Before M ONE, Terence held several senior level positions at mid-size banks, including Retail Division Manager, Chief Information Officer and Human Resources Director.

Terence holds a Bachelor of Arts Degree from the University of California at Berkeley.