Joe Ganzelli Sr. specializes in Commercial and Small Business lending and in identifying related process efficiencies, enterprise-wide revenue accretive strategies and commercial and small business loan origination system evaluation and implementation. Prior to Cornerstone, Joe spent 15 years as a Deposit Operations banking manager, C&I lender and as a Business Banking senior credit officer.

He also held consulting roles with AFS, Fiserv and KPMG, managing commercial loan origination and process efficiency engagements for financial institutions nationally. Joe is a graduate of Penn State University and Widener University, and holds a CompTIA Project+ Certification, nCino Partner Certification, and Salesforce ADM Certification. Joe authored a 2016 article in The RMA Journal, was a repeat Fiserv National Conference Speaker, and authored Fiserv articles on commercial and small business lending best practices.

Joe stays Gonzo through spending time with his sons, enjoying the beach with his family, and attending classic rock concerts.