A well-articulated payments strategy should dictate FIs’ choice of P2P payment providers.
Fintech partnerships will fizzle if FIs don’t develop certain competencies first.
Megabanks lead the way on mobile banking features. Can others catch up? Should they?
The regulatory approaches the Fed is calling for regarding AI are unenforceable.
Chatbot deployment should be driven by real business needs and opportunities, not by an exploration of what AI can do.
Increased consumer usage of merchant apps to make payments is bad for banks.
Anyone can lend money–getting it back is the hard part. The first step is knowing who to lend it to in the first place.
Consumer Reports’ rating ignores how people use the services, and how they decide which one to use.
Financial institutions need to pay attention to the adoption rate and usage patterns among smart speaker owners.
Think security and protection–not data and advice.
Zelle is a hot topic among banks and credit unions these days. Is there a business case for offering the service?