Interest Rate Impact

Nearly two-thirds of experts believe that home value appreciation won’t be significantly impacted until rates hit at least 5.5%.

Loan Defect Rates

After two consecutive quarterly declines, the risk of defects in loan files rose to 1.50% in the fourth quarter of 2016.

Mortgage Depression?

Prospects of improved employment rates and economic growth are not translating into increasing loan demand.

Need a Lyft?

Could the rise of ride-sharing result in lenders repossessing cars that have little value?

Auto Loan Stress

US auto loan and lease credit loss rates weakened in the second half of 2016, and will continue to deteriorate

Shifting Car Sales

FIs could see a shift in the types of cars buyers finance in 2017.

Honda Pay?

Honda announced that it will conduct the first proof-of-concept demonstration of in-vehicle payments.

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