Carmaggedon On the Horizon?

Forecasts of a decline in auto sales for 2018 are missing the bigger picture.

The Last Thing We Need is a Smarter Payment Card

A multi-account physical payment card is a great idea. If it’s 2008.

Holiday Retail Boom:  Physical Retail Not Dead Yet? 

It isn’t about “life” or”death”–but about resource allocation and where to put your money.

Save Us From the Data Breach Prevention and Compensation Act

Elizabeth Warren’s latest proposed data breach bill is a terrible idea.

Complaints With the CFPB Complaint Database

Money’s article on banking-related complaints in the CFPB database is skewed and invalid.

The Coming Cybersecurity/ Data Sharing Clash

Calls for greater cybersecurity standards are on a collision path with regulatory directions for data sharing across FIs.

Payment Trends: A Real Debit Downer

The credit boomlet and debit downer shouldn’t come as a surprise.

Card Fraud Down Thanks to EMV

In-person card fraud is down thanks to chip cards. Kind of. Maybe.

HELOC Tax Deduction Suspension

The suspension of the HELOC tax deduction could have an adverse impact on FIs.

The Vampire Squid’s Bitcoin Trading Desk

Goldman Sachs is planning to trade digital currencies such as bitcoin.

Citi Launches Customer Communities

Forget the platitudes about financial wellness. This is about customer engagement.

Disrupting Payday Lending (And The Paycheck)

Walmart will let employees take free advances on their paychecks with help from a fintech startup called PayActiv.

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