A Titanium Card Won’t Guarantee Apple’s Credit Card Success
Apple’s new credit card is doomed to fail.
Community Banks Form Fintech Alliance: Should You Join?
A consortium of mid-size banks was created to foster fintech partnerships.
IBM Acquires Red Hat: What it Means to Banks
IBM’s acquisition of Red Hat has implications for banks–even those not currently using IBM.
MasterCard to Bring Real-Time Payments to Mobile Banking
A real time bill payment offering is not going to change consumer behavior.
Wells Fargo Joins the Digital Bank Bandwagon
Wells thinks it’s going to attract “new to banking” customers with Greenhouse, its new digital-only offering. I disagree.
Investors’ Cash Balances at Record Lows
As if deposit growth wasn’t hard enough.
Will Square Be the Next P2P Provider to Get Into Banking?
Square’s CFO confirms the deposit displacement impact of P2P payments.
Inside Google and Mastercard’s Secret Sales Tracking Deal
FIs should be concerned about how the card networks are sharing (or selling) data.
You Invest: JPMorgan Chase’s Answer to Deposit Displacement
The new investment app is about more than just investing.
Zillow and Credit Karma Move Deeper Into Mortgages
The deals are about vertical integration and business model change (and conflict).
Highlights and Recommendations from the Treasury’s Report on Fintech
A look into the consumer data, payments, lending, and regulatory sandbox sections.
Chase’s Finn is a Threat to Banks and Credit Unions
Digital banks are a threat to traditional FIs because consumers are “accessorizing” their checking accounts.