Many FIs appoint a CDO for the wrong reasons, with the wrong expectations, wrong people, and wrong strategy.
Strategic planning needs to be on-going–not an episodic, time-bounded process.
The bottom line results of customer journey mapping have been overstated.
Megabanks’ patent activity should scare the pants off mid-size banks and credit unions.
Everybody wants to partner with fintech startups. But does anybody know how?
Yes, the network effect isn’t as important as it was. But not for the reasons the Harvard Business Review says.
Getting people to come to a bank cafe means competing with established coffee brands. Good luck with that.
New data just fuels the age-old bank branch debate.
Financial education is useless. Please stop deceiving yourself into thinking otherwise.
US banks are deluding themselves in thinking they can provide a widely-accepted digital ID scheme.
Improving the experience of a flawed product is like installing an escalator on a horse buggy.
Digital is table stakes–not a differentiator.