Ron Shevlin

My NewsPress

What’s the Business Case for Zelle?

Zelle is a hot topic among banks and credit unions these days. Is there a business case for offering the service?

House-Poor Families and Long Commutes

The Case-Shiller 20 City Home Price Index has reached pre-crisis levels.

It Doesn’t Matter What Consumers Think About Bank Branches

New data just fuels the age-old bank branch debate.

The State of Small Business Borrowing

The So What? of the Fed’s 2017 survey on small business lending.

The Cultural Differences Behind Megabanks’ and Smaller FIs’ IT Spend

As a % of assets, megabanks spend twice as much as mid-size banks.

It’s Time to Kill Financial Education–And Develop a FinHealth Services Market

Financial education is useless. Please stop deceiving yourself into thinking otherwise.

Will Square Threaten Banks to Be Consumers’ Primary Bank Account?

Square’s success means that banks must find ways to preserve revenue sources.

Can Banks Become Digital Identity Providers?

US banks are deluding themselves in thinking they can provide a widely-accepted digital ID scheme.

Highlights (and Lowlights) From Finovate Spring 2018

There were some great moments at Finovate Spring 2018.

Is It an Apple Co-Branded Card or a Goldman Sachs Co-Branded Card?

The press attention to this non-announcement is way out of line with its potential market impact.

Can You Handle a Contrarian Opinion About the Customer Experience?

Improving the experience of a flawed product is like installing an escalator on a horse buggy.

Mobile Retail Sales Growth Projections Are Too Pessimistic

Forecasts don’t take into account factors like new retail models and demographics.