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Debunking the Fintech Failure Hype

The debate over the impact of fintech rages on. A recent Forbes article, written by the founder of a fintech startup, listed three reasons why fintech is supposedly failing: Strategic contradiction between tech and finance. The “contradiction” is supposedly that “the tech idea that you must get big fast and dominate a sector is at odds with the slow-moving nature of finance, and lending in particular.” Market realities encourage short-term...

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