Creating P2P Payment Revenue Opportunities

The Cornerstone Credit Union Performance Report found anemic adoption and use of digital person-to-person technologies at credit unions (and banks, for that matter). Credit unions at the 75th percentile averaged just one online or mobile P2P transaction per active user (Table D). Table D: P2P Payments Adoption and Use   2014 2015 Median 25th Percentile 75th Percentile Bank Median Active P2P users % of retail checking accounts 2.4% 0.25% 14.1%...

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