Payments & Card Revenue

Take control of your payments business to ensure increased revenue, reduced expenses and minimized risk exposure while improving customer loyalty.


We combine the knowledge gained from numerous customer engagements with the proprietary peer benchmark data in our Performance Vault™ to ensure each client has a clear understanding of its opportunities and risks. We will develop an actionable strategic plan and roadmap for achieving client goals and ensuring the payments business is future-ready.

Payments Revenue Optimization

Develop metrics and tactics for debit and credit card portfolio growth.

Credit Card DeNovo Program

Restart your credit card program.

Payments Stress Test

Shine the light on potential decreases in non-interest income.

Payments Organization Study

Best practices to organize your payments group.

Debit & Credit Card Selections

Select the debit card processor that’s right for you.

PIN POS Network Negotiations

Maximize your PIN POS interchange.

Credit Processing Negotiations

Select the credit card processor that’s right for you.

Visa/Mastercard Negotiations

Maximize your signature interchange.

No area of financial services has seen more changes and new entrants than the payments arena. With payments revenue accounting for as much as 40% of an institution’s non-interest income, banks and credit unions must take a proactive approach to protect and grow this revenue engine to its full potential. Cornerstone Advisors can be an indispensable partner in this strategy. 

Payments Process

The Benefits For You

Proprietary Tools

Payments Growth Initiative (PGI), Payments Scorecard and Payments Stress Test tools help financial institutions drive measurable revenue growth and profit improvement in their payments businesses

Cornerstone Contract Vault™ ensures that our clients receive the best market pricing and terms on contracts and card branding and marketing incentives

Vendor Selection

Our vendor selection and card conversion services ensure that new strategies can be implemented with minimal customer impact
For clients re-entering the credit card business, Cornerstone can develop an objective business case and road map to grow this new product area via our extensive Credit Card ROI assessment

Innovation and Revenue Opportunities

Cornerstone helps clients explore untapped areas of revenue in the business credit and debit markets

Cornerstone’s research function allows our clients to be fully informed regarding innovations and emerging strategies in the payments arena

How can banking executives deal with 3% interchange compression? What role will data play? And what’s up with fraud?

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