With continued pressures on interchange margins from several directions (i.e. regulatory, fintech, consumer behavior), Banks and Credit Unions need the ability to measure the impact of interchange compression on its financials as well as identify specific Calls to Action to mitigate the impact. Cornerstone’s proprietary Payments Stress Tool enables Financial Institutions to model various adverse scenarios as well as key drivers to offset the effects.

Competitive Advantage

Understanding Market Trends

Cornerstone’s payments professionals work with your institution to identify the market disruption that could impact you the most.


Proprietary Stress Test Model

Your payments data is aggregated into Cornerstone’s proprietary Payments Stress Test model, in which multiple scenarios are analyzed.


Call to Action

Cornerstone will identify specific high-level calls to action your team could leverage to mitigate the impact on non-interest margins from payments.


Measuring and Monitoring

While the various payments products and services offered by a community bank may generate as much as one-third of the bank’s overall revenue, it’s not out of the ordinary to find that payments programs are not measured in any sort of systematic and overarching way…

Bank Payments Roundtable

An executive exchange for Bank Payments executives to unlock the value of peer collaboration: share best practices, vet new ideas, and build productive relationships with fellow leaders.

Meet the Team

Nick Lane is a senior director in Cornerstone Advisors’ Contract Negotiations practice, where his primary focus is helping financial institutions

View profile

Bob Roth brings to Cornerstone Advisors more than 30 years of experience managing and directing all aspects of information technology

View profile

As client relationship director, Jennifer Wagner consistently strives to provide Cornerstone Advisors clients with top-notch customer service and satisfaction.  She

View profile