With continued pressures on interchange margins from several directions (i.e. regulatory, fintech, consumer behavior), Banks and Credit Unions need the ability to measure the impact of interchange compression on its financials as well as identify specific Calls to Action to mitigate the impact. Cornerstone’s proprietary Payments Stress Tool enables Financial Institutions to model various adverse scenarios as well as key drivers to offset the effects.

Competitive Advantage

Understanding Market Trends

Cornerstone’s payments professionals work with your institution to identify the market disruption that could impact you the most.


Proprietary Stress Test Model

Your payments data is aggregated into Cornerstone’s proprietary Payments Stress Test model, in which multiple scenarios are analyzed.


Call to Action

Cornerstone will identify specific high-level calls to action your team could leverage to mitigate the impact on non-interest margins from payments.


Measuring and Monitoring

While the various payments products and services offered by a community bank may generate as much as one-third of the bank’s overall revenue, it’s not out of the ordinary to find that payments programs are not measured in any sort of systematic and overarching way…

Bank Payments Roundtable

An executive exchange for Bank Payments executives to unlock the value of peer collaboration: share best practices, vet new ideas, and build productive relationships with fellow leaders.

Meet the Team

Nick Lane is a Director at Cornerstone Advisors, he is the product manager for Cornerstone’s vendor management practice, he also

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Bob Roth leads Contract Negotiations and Payments for Cornerstone Advisors. Bob has negotiated hundreds of contracts with industry vendors resulting

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Jen Wagner specializes in contract negotiations with an emphasis on payments, marketing and training at Cornerstone Advisors. Jen focuses on

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