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We help institutions understand why it matters which PIN Networks are subscribed to by leveraging our years of experience in working with all the major players.  PIN Interchange is one of the largest components of Non-Interest Income and we can help to ensure it is being maximized.

Find the Right Partner

  • Negotiate preferred pricing with one network
  • Compare both Interchange rates and network fees
  • Do not assume that your Processor’s Network is the right Network for you

PIN Networks are evolving

PINless Debit and POS Signature threaten income. Be prepared for the impact:

  • Analyze spending to understand the shift from Signature to PIN.
  • Educate cardholders to perform signature transactions when possible.

Meet the Team


Brandi Gregory 

Brandi Gregory has over 20 years of experience in the financial services industry with an emphasis on relationship management, paymentsView profile


Bob Roth

Bob Roth brings to Cornerstone Advisors more than 30 years of experience managing and directing all aspects of information technology View profile


Jennifer Wagner

Jennifer Wagner As client relationship director, Jennifer Wagner consistently strives to provide Cornerstone Advisors clients with top-notch customer service and satisfaction. She View profile


Brandi Gregory

Understanding Interchange and Network Fees is important to the future success of any card program – don’t find yourself with the wrong partner.


Drawing Back the Curtain on Vendor Pricing for Debit Processing

Understand how rapid growth in electronic payments can impact contract negotiations with vendors and networks and enhance the profitability of your institutions’ payments businesses.


A Shift in the Vendor Landscape

The card processing landscape experienced significant changes in 2017, and this shift in players will impact financial institutions well into the future.


Payments School

Continually emerging payment technologies keep financial institutions struggling to be at the forefront of their market.  Join Cornerstone’s Payments Experts for 2-full days of learning this cutting-edge environment and how to keep your FI ahead of the game.