Michael Croal

Community Leader

Survey results on impact of FRB's proposed rules regarding the Durbin amendment are in! You can find our summary here.

Your revenue base is driven by payments. Are you ready to defend it?

In the past decade, bankers have witnessed the explosion of debit card usage, the rise Check 21, threats to overdraft fee income and emerging innovations in alternative payments like PayPal and stored value cards. Banks derive a major portion of their revenue from payments services today, and both competition and regulation are sure to change this game in the near future. How will banks both protect and maximize payments revenue?

Participants in The Cornerstone Report's Retail Cards and Payments community will receive penetration, transaction and fee income comparisons for critical payment products such as checking fees, debit cards, credit cards and ATM/POS networks. We will also provide best practices for retail product development and card management and discuss some of the emerging trends that will impact the payments landscape in the near future.

We hope you join us in participating in this industry-leading resource for achieving high performance in your retail cards and payments operations.

When it comes to maximizing payments revenue, time is of the essence. We hope you will join with us in the creation of this industry-leading resource for achieving high performance in your Retail Cards and Payments area.

Below are select metrics that will be collected for the survey and used, upon completion of the study, to benchmark your institution against median, 25th percentile and 75th percentile study findings.